Investments

Investment Tidbit 4

An informed investor needs to establish his or her personal expected reasonable growth rate of return. The general rule of thumb is that if you take the percentage of decline tolerance (how much money you could stand to lose) in a given quarter that you are comfortable with, divide that percentage in half, and add […]

Investment Tidbits 3

When we ask 401(k) participants how much money they want to make with their investments, they always say “As much as I can.” Everybody thinks they would love to be ultra aggressive. Who wants to make three percent per year? Everyone wants to make 15 percent, but most don’t understand the amount of risk they […]

Investment Tidbits 2

Some people think that the money in 401(k) plans is insured against loss. It depends on what kind of loss you are talking about. Federal law requires that trustees of plans be bonded by an insurance company, which reimburses the trust in the case of fraud, embezzlement, or other criminal activity. However, your money is […]

Investment Tidbits 1

Many participants in 401(k) plans have no investing experience. Few have ever read the academic research of investing, some of which has won the Nobel Prize. What little information they do have comes from television, newspapers, magazines, or co-worker conversations. Most of this information is misguided or sensationalized and lacks any foundation. Many false ideas are […]

Why You Need to Diversify Your Investment Portfolio

Smart investors diversify their portfolios to protect themselves from risk and maximize their long-term gains. Consider this scenario: You’re a proud owner of one of the better sedans money can buy. Driving around on city streets and a highway is so smooth and comfortable you forget you’re even in your car. But, one day you’re […]

Rogers Wealth Group’s Evidence-Based Investment Insights: Bringing the Evidence Home

Welcome to our final installment in Rogers Wealth Group’s Evidence-Based Investment Insights: Bringing the Evidence Home. We hope you’ve enjoyed reading our series as much as we’ve enjoyed sharing it with you. Here are the key take-home messages from each installment: You, the Market and the Prices You Pay – Understanding group intelligence and its […]

Rogers Wealth Group’s Evidence-Based Investment Insights: Behavioral Biases – What Makes Your Brain Trick?

Welcome to the next installment in our series of Roger Wealth Group’s Evidence-Based Investment Insights: Behavioral Biases – What Makes Your Brain Trick? In our last piece, “The Human Factor in Evidence-Based Investing” we explored how our deep-seated “fight or flight” instincts generate an array of behavioral biases that trick us into making significant money-management […]

Rogers Wealth Group’s Evidence-Based Investment Insights: The Human Factor in Evidence-Based Investing

Welcome to the next installment in our series of Rogers Wealth Group’s Evidence-Based Investment Insights: The Human Factor in Evidence-Based Investing In our last piece, “What Has Evidence-Based Investing Done for Me Lately?” we wrapped up our conversation about ways to employ stock and bond market factors within a disciplined investment strategy, as well as […]

Rogers Wealth Group’s Evidence-Based Investment Insights: What Has Evidence-Based Investing Done for Me Lately?

Welcome to the next installment in our series of Rogers Wealth Group’s Evidence-Based Investment Insights: What Has Evidence-Based Investing Done for Me Lately? In our last piece, “Factors That Figure in Your Evidence-Based Portfolio,” we introduced three key stock market factors (equity, value and small-cap) plus a couple more for bonds (term and credit) that […]

Rogers Wealth Group Evidence-Based Investment Insights: The Essence of Evidence-Based Investing

Welcome to the next installment in our series of Rogers Wealth Group’s Evidence-Based Investment Insights: The Essence of Evidence-Based Investing. In our last piece, “What Drives Market Returns?” we explored how markets deliver wealth to those who invest their financial capital in human enterprise. But, as with any risky venture, there are no guarantees that […]